How Much is Your Car Accident Settlement Worth?
Once the dust settles following your car accident, a common question eventually comes to the fore: What is my car accident settlement going to be worth? Unfortunately, there is no easy answer. Each and every accident has a unique set of factors that each must evaluated carefully and then taken together as a whole.
Tangible factors like damage to a car can typically be easily quantified. While more abstract elements can prove elusive to accurately value. Garnering the supportive evidence sufficient to reach a consensus between opposing parties is much of the nuance for successful negotiation of a car accident settlement. The big insurance companies have a vested interest in minimizing your claim as much as possible. Fighting back by hiring a professional attorney who specializes in car accidents is the first step toward ensuring you get paid the maximum amount for your injury claim.
While there is no one-size-fits-all answer to what an injury claim is worth, we can look at the common factors involved in arriving at a settlement amount. Typically, a settlement for a car accident will consider the factors listed below.
- Any medical bills stemming from the accident
- Cost of any future medical procedures or treatments
- Property damage sustained in the accident
- Wages lost due to recovery from the accident
- Compensation for pain and suffering
- Damages from a loss of consortium
- Recompense for emotional strain
- Reparations for chronic conditions and changes to your quality of life
The nature of your specific injuries and the severity of the accident, in general, can dramatically alter any one of these factors. A very minor accident with little in the way of injuries could result in a settlement in the lower 4-figure range which primarily focusing on the property damage. A more significant collision with serious life-altering injuries could potentially yield a settlement in the six-figure to million-dollar range. A significant portion of the more substantial settlements revolve around the physical injuries to the victim and the effects to their future quality of life. The next section discusses some specific types of injuries common caused by car accidents and their potential effect on settlement amounts.
What is the average settlement for a concussion?
A brain injury resulting from a blow to the head or other violent movement is a concussion. Common symptoms can include memory loss, vision problems, confusion, lack of coordination, ringing in ears, nausea, or drowsiness just to name a few. These symptoms may not show up immediately but can last for days, weeks or even longer. In most cases the victim will fully recover, however, lingering chronic effects can also occur. How severe the initial concussion is as well as the length of any lingering side effects will decide how big an impact it will have on the settlement.
While it’s impossible to put an exact number to compensate your injuries and losses, the final amount will depend on how severe the concussion is and how much of a detrimental effect it has had on your life and employment.
What is the average settlement for post-concussion syndrome?
Post-concussion syndrome is a complex medical condition the exact cause of which doctors are still struggling to understand and define. The seriousness of the initial concussion does seem to directly affect the chances of developing symptoms that can persist for months or more. Lingering effects of post-concussion syndrome may include feeling dizzy, having headaches, pervasive fatigue, unusual anxieties, difficulty sleeping, sensitivity to light or noise, and various other problems.
These lingering symptoms can have serious impacts to your quality of life both in the short and long term. These impacts as well as the pain and suffering caused by them can lead to an amount added to the settlement surpassing the award for the underlying concussion they stem from.
While there isn’t enough data to fully establish an average settlement amount for post-concussion syndrome injuries, more severe cases have settled for substantial amounts if the negative effects were long lasting. Frequently, these types of injuries are compensated to victims whom have suffered several other injuries during their car accidents.
How Much of a Settlement for a Car Crash Head Injury (TBI)?
One of the most serious class of injuries is the traumatic brain injury, or TBI. Medical treatment for traumatic brain injuries is a medical specialty requiring costly procedures. Lingering or chronic symptoms are unfortunately common even with successful treatment. Possible long-term complications can include loss of memory, emotional or cognitive changes, and altered consciousness. TBI’s frequently have a serious effect on the quality of your day to day life.
The long-term prognosis for these symptoms can have a dramatic impact on any settlement amount. Many of these symptoms can strike at the very core of what we consider the human experience. Compensation for these losses will need to fully take account for long-term changes to your life.
A Traumatic Brain Injury (TBI) is a far more serious injury than a concussion and rightly deserves much higher compensation in the event of a settlement. Victims often require longer hospital stays, more expensive medical treatments, and more lengthy health complications. More severe TBI’s, however, may require substantial compensation if you suffer long-term complications or impairment.
How Much of a Settlement for a Neck Injury from a Car Accident?
Receiving a neck injury in the course of being in a car accident is quite common. Even a very minor accident at low speeds can result in a sprain or strain to the muscles in neck. The neck is one of the most vulnerable area of the body and injuries can damage the nervous system, restrict blood flow to the brain, hinder speech, and limit oxygen intake. Neck injuries from car accidents are notoriously difficult to fully recover from. Often symptoms linger with painful and debilitating side effects that can seriously impact your day-to-day activities.
Even after medical treatment some neck injuries will have permanent persistent symptoms. Putting a dollar value on this kind of injury can be tricky. Your attorney working together with your doctors are best suited to make this kind of complex determination. The more significant and lengthier the symptoms are, the more substantial the compensation should be.
What is the average settlement for whiplash?
Whiplash-associated disorder is caused by the sudden and violent back and forth motion to the upper body causing muscle and ligament damage. The actual term whiplash is reserved for the violent event giving rise to the injury and whiplash-associated disorder is used to describe the symptoms that persist as a result. Pain is common in the neck, upper back, or shoulders and frequently accompanied by stiffness or a reduced range of motion. Other symptoms can include muscle spasm, headaches, dizziness, or a radiating tingling or numbness.
The seriousness of the damage from being whiplashed may not be readily apparent at first. Symptoms are known to develop slowly and the possibility of long lasting or chronic conditions cannot be ruled out even with a favorable early prognosis. This is another type of injury where the compensation for the lingering side effects can be more substantial than for the initial injury.
Most car accident injury cases involving whiplash settle for minor sums of money since the effects only linger for weeks or months. More severe whiplash injuries have been known to be compensated up to much higher amounts, but such instances are rare.
How Much of a Car Accident Settlement for a Spine or Back Injury?
Back and spine injuries can easily be among the most serious types of damage to the body. Even a recovering from a relatively minor injury can knock you flat on your back for months or more, literally. Serious injuries have the potential to have dramatic changes to your quality of life.
Paralysis of any kind is one of the most serious types of injury that can occur. Tragically, medical science in this field has rather few options for treatment. These factors together have the potential to make for a large settlement. Of the basic injury types, back and spinal injuries from a car accident typically fall in a higher range with severe injuries garnering potentially large sums. A minor back injury claim usually settles for a considerable amount. Injuries involving the spine, on the other hand, typically settle for far larger sums.
How Much of a Settlement for an Arm or Hand Injury?
Injuries to the hand and arm are quite common in car accidents and have the potential to be significant in terms of effects on day-to-day living. Injuries can range from simple wrist sprains all the way up to to reconstructive surgery to try and restore a joint or repair broken bones. Even though usually not life-threatening, the possibility of chronic pain or loss of mobility in a hand or arm is very real.
Long term damage can seriously impact your daily life as well as your chosen vocation. Often the extent of these impacts is not fully appreciated until you attempt to resume your normal day-to-day routines. From using a computer to driving a car, so many daily activities we take for granted feature the critical use your hands. Larger settlements for injuries to the hand and arm are not uncommon compared to similar injuries for other parts of the body.
The average settlement for a broken arm from a car accident is somewhat high due to the long-term effects of the injury. Injuries to the wrist or elbow can settle for far more if surgery is required to help reconstruct the damaged area, with many such cases often settling for higher amounts as well.
How Much of a Settlement for an Auto Accident Shoulder Injury?
The ubiquitous reminders to ‘buckle-up’ remain solid advice given the proven track record that seatbelts save lives. Although no technology is perfect, and the restraint is also known to cause injuries to the shoulder. The shoulder is widely regarded as the most complex joint in the human body and injuries to this area can be difficult to treat. A serious shoulder injury will be immediately painful while lower grade shoulder injuries are often slow developing symptoms. Stiffness, sudden intense pain, reduced range of motion, swelling, numbness, or tingling can all show up after the fact.
Damaged rotator cuffs, torn ligaments, or any type of fracture to the bones will likely require surgery coupled with some time immobilized in a partial body cast. You could be missing a lot of work If your job requires the use of your arm. A certain amount of lost mobility, pain, or discomfort could become permanent even after the best medical care. These factors combine to make settlements for shoulder injuries larger than those for other minor injuries. More serious shoulder injuries such as those that cause Permanent Total Disability (PTD) or Permanent Partial Disability (PPD) will almost certainly settle for totals far higher than for minor injuries.
The Advocates Can Help You Win the Best Settlement!
For almost 30 years The Advocates have been one of the top personal injury firms in America. As a national firm we’ve got the resources to fight the big insurance companies to make sure you get the compensation you deserve. Our dedicated team of professionals will make your recovery a top priority. You don’t have to settle for second best, call The Advocates today for a free evaluation of your case. An attorney is standing by 24/7 to speak with you at 888-565-5277, fill out the form below, or chat with a live attorney from our homepage. Find out what The Advocates can do for you!