Iowa Car Accident Lawyer


If you’ve been injured by a negligent driver in Iowa, you may be entitled to compensation for your damages. An experienced personal injury attorney can help.

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A Car Accident Lawyer Can Help You

A motor vehicle accident can be a life-altering experience. You may be left with lasting injuries, emotional trauma, and financial losses that feel devastating. Getting your life back on track may seem impossible.

After your car accident, you may be unsure of how you will pay your medical bills or get your vehicle repaired. The stress of an auto accident is bad enough without having to worry about financial damages.

If you decide to file a claim against the at-fault party’s insurance, there will be expenses to keep track of, paperwork to fill out, and deadlines to hit. It is a complex process with many potential pitfalls. A car accident attorney can help you avoid the stress of all the legal work, so you can focus on your recovery.

From investigating your car accident to negotiating with insurance companies, The Advocates are ready to take your case. We are a personal injury law firm representing clients in Des Moines, Cedar Rapids, and all throughout the state of Iowa.

 

What sets The Advocates apart is that our team truly cares about you and your recovery . In addition to experienced, competent legal representation, The Advocates offer thoughtful care and attention personalized to your unique needs. You'll never be just another case among thousands when you have an Advocate on your side. We will go the extra mile for you and your family.
While it is possible to settle your injury claim on your own, the other party’s insurance company will not make it easy for you. They may try to diminish the severity of your injuries or vehicle damage. They may try to offer you a fast settlement to get you to settle for less than you deserve. They may even try to deny liability altogether. An experienced personal injury attorney can help you avoid common mistakes to help preserve your entire settlement. The Advocates have helped thousands of clients settle their car accident cases successfully, and we can help you too.
There is no fee for a consultation with an Advocate. Discussing your potential case is always free. There is also no upfront charge to get started on your case. The Advocates work on contingency only. Our legal fees are calculated as a percentage of your settlement and are only collected after your case is completed. This means that you only pay us if we win your case and you collect compensation. That’s The Advocates Guarantee.

What Can The Advocates Do For My Case?

The Advocates have helped thousands of car accident victims reclaim millions of dollars in damages. We believe injury victims deserve fair compensation for their losses and the easiest recovery possible. That’s why we will do the work to build your case, negotiate with insurance companies, and represent you in court if necessary. Depending on your situation, we are prepared to assist you in:

  • Accessing the best medical care
  • Finding a body shop for vehicle repairs
  • Communicating with your employer regarding your injuries
  • Understanding any bills that come your way
"Hiring The Advocates was the best move I could have made after my accident. They were very professional and made me feel confident my case would go smoothly. They really put me at ease. I would recommend them to anyone!" - Robert S.

Why You Need an Accident Attorney 

Even if your accident was the other motorist’s fault, their insurance company will not make it easy to receive a settlement. Insurance providers are notorious for using any trick they can to get out of paying plaintiffs for their losses. These companies have resources that many individuals do not. Trying to negotiate a settlement yourself may mean you are leaving money on the table.

 

 

 

 

A personal injury lawyer will do the fighting for you. The legal team at The Advocates knows how to get you the settlement you deserve. Depending on the circumstances of your case, we can help you get compensation for:

  • Medical expenses
  • Vehicle repairs
  • Rental car bills
  • Lost wages
  • Loss of future earnings
  • Pain and suffering

Studies have shown that accident victims who hire an attorney can receive settlements up to 3.5 times larger than if they tried to file on their own. An attorney can offer legal advice and help you avoid common mistakes while navigating the claims process. Your personal injury case deserves the best representation possible. The Advocates are ready to help.

The Advocates Car Accident Claims Process

Every personal injury case is different, so it can be difficult to know exactly how long your case will take. Each step in the process may take a varying amount of time depending on the severity of your injuries, the willingness of the other party to settle, and the court’s caseload if your case ends up going to trial.

After hiring an attorney, the first step in the process is to get medical treatment. Your claim cannot be settled until your treatment is complete, because your total medical expenses will be unknown until then. 

Next, your attorney will begin investigating your accident. They will compile police reports, photographs, video footage, and eyewitness accounts. This will all be used as evidence for your claim. The more thoroughly you document your accident, the easier it will be to gather evidence later.

Once all expenses are known and evidence is gathered, your attorney will send a demand letter to the other party. The letter will inform them of the damages you are seeking. They may accept your demands, but more likely, negotiations will begin. 

Most personal injury claims are settled before ever going to court. However, if the other party refuses to make a fair settlement offer, your case will enter the litigation phase.

How to Handle a Car Accident 

Car accidents are unpleasant at best, and traumatic at their worst. If you find yourself confused or unsure of what to do after a collision, you are not alone. However, the best thing you can do after an accident is remain as calm as possible.

A level head will allow you to give accurate statements to the police, as well as notice things that you might miss otherwise. It will also better enable you to take stock of your injuries– adrenaline can make it easy to ignore pain until later, when the shock has worn off.

At the scene of the accident

Iowa law specifies that when an accident results in injury, death, or vehicle damage, the people involved in the accident must remain at the scene to render aid to injury victims and to exchange information with the other driver. Leaving the scene without taking these steps can be classified as either a misdemeanor or a felony, depending on the severity of the accident. 

While at the scene, what you say and do is important. Your case can be damaged if you aren’t mindful of your words and actions. At the scene of the accident, take the following steps to simplify the claims process and avoid losing any potential settlement.

Move your vehicle to safety

Under Iowa law, vehicles involved in an accident should move safely out of traffic when possible. If your vehicle is operable and you are physically able, move your car to the side of the road or into a nearby parking lot. This keeps you and everyone else on the roadway safe.

Don’t admit fault

After your accident, it may feel natural to apologize to the other driver or admit responsibility. Don’t do this, even if you truly believe the collision was your fault

In many cases, an investigation is needed to determine who was actually at fault in an accident. This investigation may find that you had little to no responsibility for the crash. If you admit fault, the investigation may not be done, and you will have no case.

Even if you were partially responsible, you can still receive a settlement. Iowa is a “modified comparative fault” state, meaning that settlements are reduced based on the plaintiff’s level of responsibility for the accident. If the investigation assigns you 20% of the blame for the accident, your claim will be reduced accordingly. 

However, if your level of responsibility in the accident is determined to be 51% or higher, you are no longer entitled to damages. If you take responsibility before an investigation is ever done, you will likely lose all basis for your claim. 

Call the police

As soon as you can, contact the police. In serious accidents, their assistance might be needed in getting everyone out of harm’s way. In minor incidents, such as fender benders, you still need to call law enforcement in order to make a police report.

In many cases, insurance companies require a police report in order to file a claim. The report will also provide documentation of the accident when you are building your case.

Exchange information

Once the police have been summoned, you should exchange contact information with the driver of the other vehicle. If you fail to do this, you will have difficulty filing a claim later on. Information you should collect from the other driver includes their:

  • Full name
  • Phone number
  • Address
  • License plate number
  • Insurance information

You should also speak to any witnesses of the accident. Collect their names, phone numbers, and addresses. Their accounts of the incident can be used to build your case later.

Slow down and make note of details

While at the scene of the car crash, be as observant as you can. Make note of weather and traffic conditions, marks on the pavement, and property damage. All of this information may be relevant during the investigation. Even things that may not seem important at the time may prove useful later. The more information you can collect, the better. 

Take photos

The best type of evidence comes in the form of pictures. Verbal accounts can be argued against more easily than photographic proof. Get pictures and/or videos of the scene from multiple angles. 

Even if something doesn’t seem significant or relevant, document it. Your legal team can help you determine what is important later on. You should be sure to take pictures of the following:

  • All sides of any vehicles involved
  • Marks on the pavement
  • Traffic conditions
  • Your injuries
  • The scene as a whole from several different angles

Examine injuries

If your injuries are not severe, you can decline a trip to the emergency room. However, be sure to take inventory of any visible injuries as well as any pain you are feeling. If an ambulance arrives at the scene, you should be checked out by the medical staff to make sure nothing is of immediate concern.

After your car accident

After leaving the scene of the accident, there are several more steps to take to ensure you make a full physical and financial recovery. You will need to be in contact with medical professionals, body shops, and likely more than one insurance provider. The road ahead may seem daunting, but The Advocates will be there to guide you every step of the way.

When to visit a doctor

You should seek medical treatment as soon as possible after your accident because you may have serious injuries that you are unaware of. Car accident injuries can be internal as well as external. You may have hairline fractures or internal organ damage without knowing it. 

Get pictures of any injuries you suffer at the scene, then get checked by a professional as soon as you can. Be sure to pay close attention to your body after your crash. Seek medical attention for any new pain or symptoms that develop later on, and inform your legal team right away.

Insurance companies may try to argue that your injuries were not the result of your car accident. The sooner you can get them documented, the easier it will be to make your claim. 

Take care of your car

Whether you were involved in a fender bender or a head-on collision, chances are your car will need a few repairs. Get the car into a local body shop to be looked at. They can give you an estimate of how much damage was done and how much it will cost to get it fixed. 

The auto insurance of the at-fault driver will likely cover some of the costs, though it depends on their coverage. If you have Uninsured Motorist or Underinsured Motorist coverage on your own plan, your insurance may cover whatever the other party’s insurance doesn’t. 

Iowa law mandates that insurance companies offer UM and UIM coverage on their automobile insurance policies. However, it is possible to reject this insurance. It is a good idea to keep UM and UIM insurance on your policy, for cases such as these.

Getting the damage on your car evaluated is an important step in filing your claim. Car repair costs can be factored into your settlement.

File a car accident claim 

You should file an insurance claim through your own automobile insurance provider. This will allow you to access any coverage you are entitled to through your insurance policy. After your personal injury case is settled, you can use the money from your settlement to reimburse your insurance provider.

Most insurance companies allow you to report online or by phone. You will need to provide the company with some information in order to make a full report. Here is what you’ll need to have handy:

  • Your policy number
  • Your address and license plate number
  • Date of accident
  • Location of accident
  • Description of accident
  • Police report number

Other driver’s insurance information

Hire a Car Accident Lawyer

Iowa’s statute of limitations on personal injury cases is two years. The more quickly you hire an attorney, the more quickly the claims process can begin. If you wait too long to file a claim, evidence could be lost, witnesses to the accident may forget what they saw, or you may lose your ability to file for damages altogether.

If you or a loved one has been injured in a car accident in the state of Iowa, it’s time to hire an Advocate. We are prepared to help you file your claim, access medical care, get your vehicle repaired, settle your car accident case, and make the best recovery possible. Call us for a free consultation. The Advocates are here for you.